Someone owes me money — where do I sue?

One question, then the right court, the filing fee, and the forms.

If it’s a security deposit your landlord kept, use the eviction guide instead — the deposit statute doubles what you can recover.

If you are the one being sued, this guide is the wrong way round. Read the deadline in the papers you were served with first: doing nothing produces a default judgment against you, and that is far harder to undo than answering on time.


How money cases are split up in New Jersey

Three courts, divided by amount. Which one you are in changes the fee, the speed, and how much the process assumes you have a lawyer.

$5,000 or less — Small Claims. A section of the Special Civil Part, deliberately built for people without lawyers. The Judiciary’s own small claims guide puts it plainly: small claims “handles cases in which the demand is not more than $5,000” (CN 10290). Filing is $50 against one defendant, a few dollars more per extra defendant — the court’s own fee list reads “$50 for a complaint where the amount claimed is $5,000 or less” and “$5 for each additional defendant” (CN 10281).

Up to $20,000: Special Civil Part

Up to $20,000 — Special Civil Part. The regular track, and the limit is the court’s own: “Special Civil is limited to cases in which the demand is $20,000” (CN 10281). $75 to file against one defendant — “$75 for a complaint where the amount claimed is more than $5,000” (CN 10281). Suing here for more than $20,000 waives the excess — you give up the difference permanently.

Over $20,000: Law Division

Over $20,000 — Law Division. Ordinary civil litigation: higher fees, discovery, and rules written on the assumption that both sides have counsel. Possible without a lawyer, genuinely hard.

If the fee is a hardship

Fee waivers exist. If the filing fee is a hardship, ask the clerk for the fee waiver form before paying — not after. Fees are waived “in any case covered by Court Rule 1:13-2(a)” (CN 10215).

Where you file

You sue where the defendant is. The county where the person or business you are suing lives or does business, not where you live. The court states it the same way in three of its own guides: a complaint “must be filed in the Office of the Special Civil Part in the county where at least one defendant lives or where the defendant’s business is located” (CN 10281, CN 11481, CN 10290).

Winning and collecting are different problems

Winning and collecting are different problems. A New Jersey judgment is collectable for 20 years — “Judgments in New Jersey remain in effect for 20 years” (CN 11383) — but the court does not collect it for you. Wage executions and levies are separate filings, and the forms are in the same category as the complaint.

Amounts and fees follow the Judiciary’s 2022 administrative order and the court’s current fee pages; both are periodically revised, so confirm with the clerk before you file. The old $3,000 small-claims figure still circulates in out-of-date brochures elsewhere.


This is not legal advice. Your answers are encrypted while you work and erased after 30 minutes of inactivity.

Press one of the following buttons: